62or70.com
    Claim Smart
    62or70.com
    Claim Smart

    Claim Social Security With Confidence

    We're on a mission to help families make smarter Social Security decisions.

    Our Mission

    To empower every family with the tools and knowledge to maximize their Social Security benefits.

    Who We Serve

    Couples, families, and individuals planning for retirement or approaching claiming age.

    Our Values

    Accuracy, transparency, and putting your financial security first in everything we do.

    Our Story

    Twenty-five years ago, Dan Lindblom's father had terminal cancer at age 62. With only a year to live, he claimed Social Security immediately — it seemed like the obvious choice. But as the primary earner and five years older than Dan's mother, that decision significantly reduced his mother's survivor benefits, cutting their total payout as a family by several hundred thousand dollars. Today, that loss directly impacts his mother's retirement lifestyle options.

    It goes against everything his father would have wanted for his family. Now at the same age his father was, Dan is on a mission to make sure this doesn't happen to other families.

    That mission led him to John Moran, another like-minded American, whom he met in Valencia, Spain. They shared a passion for financial planning and technology — and both had seen firsthand how much money people leave on the table because the Social Security system is so complex. John himself had missed out on dependent child benefits he never knew he was eligible for. The more they dug into it, the more they realized existing tools weren't built to handle real-world scenarios like theirs.

    So they built one that could. 62or70 is a modern planning tool designed to stress-test every realistic scenario — spousal coordination, survivor benefits, dependent children, longevity protection, social security solvency, and more — so no family loses money to decisions they didn't fully understand. If you're approaching retirement, or helping someone who is, we built this for you.