Simple, Transparent Pricing
One simple payment. Full access for a full year.
Free
Powerful optimization for everyone
- Complete benefit calculations for individuals & families
- Spousal, survivor & dependent benefit modeling
- All claiming age comparisons (62-70)
- Interactive results dashboard with charts
- Industry-standard calculation assumptions
- Preview of AI insights & recommendations
Premium
One-Time Purchase — Not a Subscription
Pay once. Access for 1 year. Nothing to cancel.
Full customization & insights
- Everything in Free, plus:
- Customize assumptions (COLA, returns, risk settings)
- Compare preferred claiming ages to ideal
- Full AI-powered strategic insights
- Complete step-by-step filing guide
- All Important Considerations & warnings
- Downloadable PDF reports
Frequently Asked Questions
How long does access last?
Your premium access is valid for one full year from the date of purchase. After one year, your access simply expires — there is no automatic renewal or charge. You can purchase again if you'd like to continue.
Will I be charged again or need to cancel?
No. This is a single one-time payment. There is no recurring charge and nothing to cancel. After one year, you can choose to purchase again if you'd like to continue.
Is my data secure?
Absolutely. We use bank-level encryption and never share your personal information with third parties.
Do you offer refunds?
We offer a 30-day money-back guarantee. If you're not satisfied, contact us for a full refund.
Can I get a receipt for my purchase?
Yes. Stripe automatically sends a receipt to your email address after your payment is processed.